There's no such thing as a natural-born pilot.
You don't concentrate on risks. You concentrate on results. No risk is too great to prevent the necessary job from getting done.
You do what you can for as long as you can, and when you finally can't, you do the next best thing. You back up but you don't give up.
If you can walk away from a landing, it's a good landing. If you use the airplane the next day, it's an outstanding landing.
Rules are made for people who aren't willing to make up their own.